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        D&E provides the following programs for individuals and families who are ready                                                                            to purchase a home.

1st Time Homebuyer’s Workshop

The goal of the 1st Time Homebuyer’s Workshop is to educate potential homebuyers about the mechanics of the home buying process, as well as equip participants with the necessary tools to make a wise purchasing decision and maintain homeownership.   

 

Our 6-8 hour pre-purchase workshop include:

  • Education on the buying process from A-Z

  • Industry professionals (i.e. insurance agents, realtor, home inspectors, etc.) on hand to discuss their roles

  • Information on the “do’s & don’ts” of the industry

  • Overview and discussion of homeownership readiness, budgeting, credit, and other related topics

  • Open dialogue to ask questions and share with other participants

 

To register for this workshop click here or to get more information call 770.961.6900 or email info@depower.org.

 
D&E's Lease-Purchase Program

 

D&E designed the Lease-Purchase Program to assist individuals and families who have faced challenges qualifying for a home mortgage realize homeownership.  The goal of the program is to advocate homeownership through training, one on one counseling, and education in an effort to instill financial empowerment and revitalize communities.

 

 

Program Eligibility:

Attend an initial workshop to be introduced to the Lease-Purchase philosophy, program structure, creed, and club expectations.

 

  • Commitment to participate in monthly club sessions

         Acceptance of terms/conditions of program

 

 

Program Members:

Attend a series of monthly workshops and/or one on one counseling sessions to receive counseling to address budgeting, savings, and credit challenges

 

  • Create individualized spending plans

  • Receive comprehensive action plans to strategically address and eliminate barriers to ‘mortgage readiness’

  • Individual assessments and plans designed to accomplish ‘mortgage readiness” in 12 months or less

  • Locate a property and occupy the property in as little as 2-3 months

 

 

 
One on One Counseling

 

D&E’s Homebuyers Counseling services are primarily to provide flexibility for individuals who cannot attend the Homebuyers Education Workshop.  In addition, our Counseling services to provide an option for those who may need immediate completion of the course as a step in a larger process.  Our Homebuyers Counseling services offer a condensed format of information covered in the workshop, but it is our professional recommendation that all serious perspective homebuyers attend the Homebuyers Education Workshop to receive the benefit of discussions with other industry professionals. 

P2=PURCHASE

Down Payment Assistance Programs

 

This chart represents the Down Payment Assistance programs available throughout the state of Georgia. 

 

 

Company

 

 

ADA (Atlanta Development Authority) 

 

 

Fulton County 

 

 

Clayton County 

 

 

DeKalb County 

 

 

Cobb County 

 

 

Gwinnett County

DCA(Georgia Department of Community Affairs)

 

 

 

 

 

Programs

Georgia Dream

 

PEN

 

CHOICE PLUS

 

NSP

 

 

Counties Served

 

Henry County

 

Rockdale County

 

Douglas County

 

DeKalb County

 

City of Atlanta

LEASE PURCHASE PROGRAM PARTNERS:

D&E's Lease-Purchase program currently partners with "like minded" organizations whose ultimate goal is to increase homeownership among low and moderately income families. In addition to providing additional support and strength to club members, many of our partners provide an inventory of newly constructed and renovated properties from which our club members may select. Program properties currently span the counties of Fulton, DeKalb, Clayton, Douglas, and Henry.

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