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The successes of D&E, are quite impressive, including the delivery of more than 900 seminars that attracted over 5000 potential homeowners, yielding 66% new homeowners; the opening of 800 new checking accounts to individuals who could not qualify for mainstream checking accounts; and transitioning more than 400 TANF recipients from “welfare to workfare” as a result of the D&E Professional Training Program. Additionally, through the development and delivery of “Your ‘Credit-Ability’ is Your Credibility,” more than 800 college and high school students now understand the responsibility, accountability, and the importance of credit and its role in every life situation.

 

EDUCATIONAL BACKGROUND

Harris received a B.S. in Journalism from Georgia State University and completed studies with the Georgia Bankers Association (University of Georgia/Compliance School). Additionally, she holds several well-noted local and national training certifications with NeighborWorks® America; Federal Home Loan Corporation (Freddie Mac) Federal National Mortgage Corporation (Fannie Mae); Housing Urban Development (HUD); Georgia Dept. of Community Affairs (DCA); Federal Deposit Insurance Corporation (FDIC); Consumer Credit Counseling Services, National Training Society, MGIC and Toastmasters. She is a founding member of Emmanuel Tabernacle Baptist Church, Atlanta Georgia.

 

CERTIFICATIONS

 

2008, Certified Facilitator/Trainer -NeighborWorks America Training Institute

 

2008, Graduate, Avionce Institute of Mortgage Banking

 

2007, Certified Trainer, Housing and Urban Development (HUD), 2007

 

2006, Graduate, The Compliance School, Georgia Bankers Association, University of Georgia

 

2006, Certified National Trainer, GE Capital Corporation

 

2004, Certified Budget Trainer, Consumer Credit Counseling Services, Georgia

 

2004, Certified Facilitator/Trainer Leadership Skills

 

2004, Certified Facilitator/Trainer, The Leader-Manager

 

2004, Certified Facilitator/Trainer, Banking On Fairness, Civil Treatment On the Job, Civil Treatment for Managers, Civil Treatment for Employees

 

2003, Certified Trainer, Achieving Extraordinary Customer Relations

 

2003, Certified Train-the-Trainer, National Training Society for Bank Tellers

 

 

 

 

MAJOR ACCOMPLISHMENTS

Harris’ major accomplishments include, but not limited to:

 

 

2014, NeighborWorks America Kenneth Jones / Tony Austin Excellence in Training Award

 

2012 , Regional Partners for Hardest Hit Funds for HomeSafe Georgia.

 

2011, FreddieMac Borrower Help Center

 

2009 NBMBAA/Freddie Mac Building A Financial Legacy in the New Economic Landscape Keynote Speaker

 

2009 ECONOMIC DEVELOPMENT SERIES NBMBAA / FREDDIE MAC LEGACY TOUR -Building a Legacy Create Wealth through Home Ownership Keynote Speaker:

 

2008, ACME Award Recipient from Women’s Council of National Association of Real Estate Brokers(NAREB)

 

2008, Dept of Justice in National Business Women Celebration

 

2008 and Present-National Trainer, NeighborWorks® America

 

2006, Mississippi Chapter of NAACP Recipient of “Women of Color”

 

2003, Finalist in “Women Shaping the Future” Outstanding Achievement awarded by The Atlanta Business League.

 

1995, Lead SouthTrust Bank Georgia, to its first Outstanding CRA Rating

 

1995, Recognized nationally by The American Banker Association and GE Capital Mortgage Corporation “The Community Homebuyer Education and Consumer Education Programs.”

 

Recognized nationally by The American Banker Association and GE Capital Mortgage Corporation “The Community Homebuyer Education and The Consumer Education Programs.”

 

Conceptualized and implemented The RightStart Checking Program and “RightStart Products”.

 

Created extensive partnerships with The Federal Home Loan Bank of Atlanta, non-profit organizations and governmental agencies to develop innovative underwriting guidelines for low-and moderate-income neighborhoods.

 

Developed “The Resource Guide To Owning Your Own Business.”

 

Since inception in 2000, D&E has influenced more than 150,000 consumers through training, education and outreach.

 

Assisted more than 4500 1st time homebuyers achieve the “American Dream” of homeownership.

 

Transitioned over 900 “un-banked” consumers to “bankable” checking account owners.

 

Counseled more than 2500 homebuyers in early intervention and foreclosure prevention.

 

Converted 80% of “Welfare to Workfare” training recipients to gainful employment.

 

Educated hundreds of college students in financial literacy, banking basics and leadership.

 

Meet The President

 

1995, Lead SouthTrust Bank, Georgia Market to Outstanding CRA Rating,

 

1997, Received Satisfactory CRA Rating

 

Received numerous nominations, awards, media profiles, and certificates of excellence in consumer banking through education.

 

 

Recognized nationally in GE's annual report for implementation of The Community Home Buyer Education Program and tailoring it to meet the credit needs of communities.

 

 

Featured nationally by American Banker Association for the development of a superior community outreach training program, as presented throughout 8 states.

 

 

Recognized statewide as a leader in identifying affordable housing issues and meeting the credit needs of low/moderate income communities.

 

 

Worked with various community groups and non-profit organizations (e.g. Atlanta Neighborhood Housing Services, Reynoldstown Revitalization Corporation) and governmental agencies, in conjunction with the Federal Home Loan Bank of Atlanta, to successful finance the revitalization and rehabilitation of neighborhoods.

 

 

Successfully renovated 19 homes in the Reynoldstown area, implementing specialized underwriting guidelines designed for residents as highlighted in GE's Best Practices Guide.

 
 

Developed a notable small business workshop designed to educate and assist start-up and existing small business owners.

 

Co-Chairperson of SouthTrust Bank's Executive CRA Committee

 

Leadership Dekalb - Steering Committee

 

 

Member of Board of Directors South Dekalb Business Incubator

 

 

American Red Cross - Advisory Board

 

 

Former Member Board of Directors of Atlanta Neighborhood Housing Services Corporation

 

 

Former Member Board of Directors of Mutual Housing

 

 

Former Member Advisory Board Member - National Boy Scouts of America

 

 

Former Member Board of Directors - Warren's Boys Club

 

 

Former Member Board of Directors - Women Looking Ahead Magazine

 

 

Chairperson of Trustee Ministries –Emmanuel Tabernacle Baptist Church

Community Involvement

Major Accomplishments

Carrie T. Harris, a longtime banking professional, is widely recognized throughout Georgia and the nation for her many efforts and accomplishments in the areas of community outreach and education, The American Bankers Association and General Electric Capital Mortgage Corporation nationally recognized her for the development and implementation of an extraordinary community outreach-training program, “The Community Homebuyer Education and The RightStart™ Consumer Education and Mortgage Program. “ 

Banking and financial specialist, Harris has devoted over 25 years to developing education and training modules to help low and moderate-income citizens. From 1974 to 1999, Harris held several positions with SouthTrust Corporation, a 51 billion dollar bank (located in 9 states), ending her career as Vice President (Community Reinvestment Act) of SouthTrust Bank and Corporate Outreach Director for SouthTrust Corporation.

 

 

Stepping into her divine purpose, Mrs. Harris launched D&E, The Power Group (c/k/a The D&E Group) in the year 2000, as its President and CEO. Operating two divisions under its corporate umbrella, D&E, A Financial Education & Training Institute, Inc. is a HUD Approved Housing Counseling Agency and D&E, The Consulting Group an S-Corporation to form D&E, The Power Group. The mission of The D&E Group develops and empowers citizens to transform their lives financially, personally and professionally through outreach and education, serving to yield economic empowerment. Similarly, the company’s’ primary goal is to teach consumers the "how-to’s" of financial literacy, credit rehabilitation, gain access to bank products and services, affordable housing, foreclosure intervention and prevention; job skills training, as well as other community service programs delivered through individual and group training sessions.

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